Digitization of Retail Banking: the Coming Revolution

Retail banking is due for a disruptive revolution. Other industries, like music and entertainment, have evolved on the impulse of technology and the process of digitization. Commercial banks, however, are still enchained, held hostage, by the paper world: it is a business that handles information—therefore digitizable—yet remains held back by the analog era. This is […]


China’s Explosive Digital Growth

The boundaries between the physical and digital are disappearing and as this expansion continues China will be in the vanguard. By 2015 some 680 million Chinese will be connected to the Internet and that same year three times as many smartphones will be sold in China than in the U.S. and most of them will […]