Want to Explain Social Behavior? Look into the Brain

Let’s start with a short mental exercise… Please try to remember and note down (for the sake of further discussion here) a recent social situation, be it at work, in your family or during leisure time, when you felt slightly concerned, worried or annoyed (e.g., your boss gave you critical feedback). Now, let’s do the…
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What Mistakes Are Killing Your Startup? #3 Marginal Niche

What is a niche product? It is a good or service with features that appeal to a particular market subgroup. A typical niche product can be easily distinguished from other products, and it will also be produced and sold for specialized uses within its corresponding niche market. It sounds great…so why is that an issue…
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Technology and Financial Inclusion

A former student used to work for a microfinance institution in Kenya. He quitted: he wasn’t comfortable with the high rates and fee charges of traditional microfinance loans (37 % average). Meant to promote financial inclusion, these loans may end up making borrowers poorer than they were. At the same time, the super-high interest rates…
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